What Tegata is
Invoices, pay links and payroll for small businesses, settled in exact dollars on NEAR, with no wallet and no fees to think about.
Get paid. Pay your team. In exact dollars. Tegata gives a small business invoices, pay links and payroll that settle in USDC on NEAR. The owner signs in with an email; Tegata opens a NEAR account named after the business and pays every network fee, so nobody buys NEAR or keeps a wallet. Every payment gets a sealed, numbered receipt that links to its transaction on NEAR.
The problem
A small design studio finishes a job for a client abroad and sends an invoice for $1,250.00.
- By card, Stripe's published price (checked 12 Nov 2026) is 2.9% + 30¢, plus 1.5% for an international card and 1% when the currency is converted: about $68 of the $1,250.
- By wire, receiving US dollars into a Wise Business account costs $6.11, before whatever the client's bank charges to send it.
- In stablecoins, the studio has to ask which coin and chain the client holds, send an address for exactly that chain, match each incoming transfer to an invoice by its amount, and buy that chain's own token before the money can move again.
The idea
The studio signs in with its email, and Tegata opens studio.tegata.testnet on NEAR for it. It
sends the invoice. The client opens the link and pays in USDC on NEAR, from a Tegata balance or any
NEAR wallet. The studio receives exactly $1,250.00. The invoice turns Paid when NEAR itself shows the
transfer, the studio's seal is stamped on it, and both sides can open the receipt.
What works today
| Part | What it does | Page |
|---|---|---|
| Invoices | Customers, items, discount, tax, part-payments, repeat invoices, a PDF and a timeline | Invoices |
| Pay links | A link for a fixed or any amount, with a QR code | Pay links |
| The pay page | Pay from a Tegata balance or a NEAR wallet; other chains show a live NEAR Intents price | The pay page |
| Receipts | One for every movement: customer payments, sends and referral rewards | Receipts |
| Send | Dollars to any NEAR account that can hold USDC, in one hold; Tegata pays the fee | Send |
| Referrals | Invite a business; both get a reward once real customers pay it | Referrals |
| Sandbox | The whole app on NEAR testnet with test USDC, free | Sandbox and Live |