Tegata 手形 · a written promise to pay

Get paid.Pay your team.In exact dollars.

Invoices, pay links and payroll for small businesses, settled in USDC on NEAR. Sign in with email; Tegata pays every network fee and seals every receipt.

Start here Try an invoice, no sign-up
NEAR NEAR Intents USDC Circle
Tegata Home on a phone: Abu Studio's $5.75 balance in USDC on NEAR, and its latest payments, each opening its receipt
Receipt No. 0003 from Abu Studio: $0.30 for invoice INV-0001, stamped PAID, with its NEAR transaction
Settled in USDC on NEAR · live NEAR Intents prices from other chains

The problem

A small design studio sends a client abroad an invoice for $1,250.00. By card, that costs about $68 (2.9% + 30¢, plus 1.5% international and 1% conversion). By wire, $6.11 just to receive it. In stablecoins, the studio has to ask which coin and chain the client holds, send an address for that exact chain, match the transfer by its amount, and buy that chain's token before the money can move again.

The idea

The studio signs in with email and Tegata opens a NEAR account named after it, with no wallet and no NEAR to buy: Tegata pays every network fee. The client opens the invoice and pays in USDC on NEAR. The studio receives exactly $1,250.00, the invoice turns Paid when NEAR itself shows the transfer, and both sides get a sealed, numbered receipt.

How money moves

Everything in the Sandbox today

The whole app runs on NEAR testnet with test USDC, free. Every screen below is a real capture of the app on testnet.

Invoices

Customers, items, discount and tax, part-payments, repeat invoices and a PDF.

Read
An invoice from Studio Kaze to Northwind Ltd in the invoice builder's preview

Pay links

One link for a fixed or any amount, with a QR code. Paid the moment NEAR settles it.

Read
The pay link Studio test payment for $0.25 with Copy, Share and Open

The pay page

Pay from a Tegata balance or any NEAR wallet; other chains show a live NEAR Intents price.

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The pay page for $0.25 with Another chain open: USDT on Tron, USDC on Base, Solana, Arbitrum and more

Receipts

A sealed receipt for every movement: payments, sends and rewards, each linked to NEAR.

Read
A receipt stamped SENT for $15.00 sent from Abu Studio to tegata.testnet

Pay people

Add your team by email or CSV. They choose where pay lands; one approval pays everyone.

Read
A person's page: added to payroll, $20.00 a month, and where should your pay land

Send

Dollars to any NEAR account that can hold USDC, in one hold. Tegata pays the fee.

Read
The Send screen: you send $0, you have $5.75, to a name.tegata.testnet account

For developers

An API key, one curl for a checkout session, and a signed webhook when NEAR settles it.

Read
A paid checkout session from Proof Dev Shop: Order #1042, $0.25, stamped PAID, with Back to Proof Dev Shop

Referrals

Invite a business; you both get a reward once real customers pay it.

Read
The Refer page: you both get $1, with Abu Studio's join link and its QR code

Paid means NEAR says so

Every payment carries its own memo. Tegata marks it paid only when the final transaction on NEAR holds a USDC transfer to the business, for the full amount, with that memo. Nothing a browser says is believed. Money received another way can be marked paid by hand, and its receipt says so.

When is it paid?
One payment: the pay page starts an attempt with its memo; the customer pays from a Tegata balance or a NEAR wallet; the worker reads the final transaction and matches receiver, amount and memo, then marks it paid and numbers the receipt

How it's built

Tegata's parts: the web app, Postgres, and the worker that alone holds the operator keys, relays signed actions to NEAR and reads USDC events; live quotes come from NEAR Intents
tegata.xyz/invoice/new
The invoice builder on a desktop: Studio Kaze billing Northwind Ltd $1,250.00, with the live invoice preview on the stage
The invoice builder, open to anyone without an account: the invoice updates as you type.