If you keep the books
Dollars, exact amounts, numbers in order, and a receipt for every movement that names who paid whom and links to the proof.
- Dollars, not coins. Every amount is in USDC, a digital dollar issued by Circle. One USDC is one US dollar.
- Exact amounts. An invoice for 1,250.00 is settled by exactly 1,250.00 reaching the business. Tegata takes no cut.
- Numbers in order. Invoices are numbered INV-0001, INV-0002… when they are sent; a voided invoice keeps its number. Receipts for customer payments are numbered No. 0001, No. 0002… per business.
- A receipt for every movement: customer payments, sends and referral rewards.
What a receipt says
| Line | For example |
|---|---|
| Paid to | Abu Studio, abu-studio.tegata.testnet |
| For | Invoice INV-0001 |
| From | tegata.testnet |
| Paid with | NEAR wallet, Tegata balance, or Marked paid by hand (not on NEAR) |
| Settled | 12 Nov 2026, 17:40 GMT+1, in the reader's own time zone |
| Network fee | Paid by Tegata, or Paid by the payer's wallet |
| Transaction | 4DaV5L…FQCquE, opening on the NEAR explorer |
Money received another way (cash, a bank transfer) can be marked paid by hand on the invoice. Its receipt says so, and it has no transaction.
The month, for your books
Activity shows one month at a time in the business's time zone, with money in, money out and net. Two exports:
| Export | What's in it |
|---|---|
| CSV | One row per movement: Date, Time, Type, Description, Counterparty, Counterparty account, Money in, Money out, Currency (USD), Status, Receipt, NEAR transaction. Plain decimals; a cell that starts with = + - @ is prefixed with ' so a spreadsheet never runs it |
| Statement (PDF) | The business header, money in, money out and net, every movement in order, and the balance on NEAR when it was made |
An autopilot payroll is listed but not added to the month's money out: its dollars left when they were set aside, which is its own line.
Balance checks the books against NEAR: every USDC transfer on the account, read from NearBlocks, matched by its transaction to what Tegata recorded. A transfer that came or went another way (a faucet, a wallet outside Tegata) is listed as "outside Tegata" and never matched automatically.
A received payment can be refunded, all or part, back to the account that paid, in one gas-free transfer with its own receipt. A real one: BvQCXL…cr8e2n paid $0.20, BmQ3kF…YRzu1Y refunded $0.05.