Honest limits

• Live isn't built yet. Everything runs on NEAR testnet with test USDC. Tegata's mainnet operator tegata.near exists; the mainnet side of the app doesn't yet.
• Paying from another chain stops at the quote. NEAR Intents has no testnet, so the deposit address that turns a payer's coin into USDC on NEAR is part of Live and isn't built yet. Today customers pay in USDC on NEAR.
• Emails are switched off on the live site until a sending domain is set up, so invoice and reminder emails don't go out. Sending an invoice still gives you its link to share.
• Payroll pays Tegata and NEAR accounts. Another chain is Live-only, and a bank account is shown locked: cash-out to a bank needs a licensed payout partner. Payroll emails wait for email too; until then you share each person's link.
• NEAR-wallet sign-in is proved by a script playing the wallet (a real testnet account signing with its own key, as NEAR Connect's wallets do); a sign-in through a wallet extension hasn't been walked on camera yet. A wallet owner gets no emails. Refunds go back to a NEAR account; a refund to another chain comes with Live.
• The autopilot contract has no upgrade method, but its account does. pay.tegata.testnet's only key is the operator's, so during the hackathon Tegata can redeploy it. Autopilot pays Tegata and NEAR accounts only.
• The Sandbox stash is shared. Add test dollars draws from Tegata's own test USDC and can run dry; Circle's faucet is the fallback.
• Referrals don't yet flag two accounts opened from one device or network.
• No outside businesses have used it yet.

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These are planned, in this order, and none of them is described anywhere in these docs as working: